The world's leading international health insurer
Trusted by 50 million people across 190+ countries. Bupa is the global standard in health protection — and the only plan that truly follows expats wherever life takes them.
Every expat situation is different. Bupa offers plans from essential global coverage to unlimited worldwide protection — we'll help you find yours.
We've matched Bupa's portfolio to real expat situations. Select your profile to see the plan built for you.
Bupa's case management and direct hospital payment means you never negotiate a bill during an emergency. No out-of-pocket surprises, ever.
Mexican insurers stop at the border. Move to Spain, get treatment in Houston, spend summers abroad — Bupa is always there, without extra forms or fees.
Private hospitals in Mexico require upfront deposits before admission. Bupa provides a letter of guarantee — your access is never held hostage by a deposit.
It depends. Some conditions can be covered after a 2-year waiting period or via a premium surcharge — they are not automatically excluded. We walk you through the underwriting process during your consultation.
Medicare does not cover care outside the US. Bupa is specifically designed for expats living outside their home country — the coverage is built for your actual situation.
Once your application is submitted, Bupa typically processes in 5–10 business days. We manage the entire process from start to finish. General waiting period is 60 days, with exceptions for accidents and acute conditions from day one.
A high-deductible plan means you pay a higher amount out-of-pocket if you ever need care, but your monthly premium is significantly lower. It is designed for healthy people who want catastrophic protection — not routine care coverage — at a fraction of the cost.
A 15-minute conversation is all it takes. We'll match you with the right Bupa plan for your situation — no pressure, no jargon.